November 3, 2017  by

First Car Finance

How exciting – you’re getting ready to buy your first car.

Car-Loans.net.au specialise in first car finance and can help you from start to finish.

Why Choose Car-Loans.net.au for First Car Finance?

Here are 3 reasons you should consider getting your first car finance through Car-Loans.net.au.

1. A car finance expert (one of our experienced brokers) will help you through the whole process

2. Simple online application with easy to follow steps. Forget all the complex paperwork and confusing terminology traditionally associated with a loan application. Yes, you still need to prove your ability to repay the loan – and provide the documentation to support this – but we just cut the confusing jargon out.

3. We work to get you – the client – the best deal.  Essentially we act as an advocate for the person wanting to purchase the car and secure the loan. We shop around to get you the most competitive car loan repayments based on your personal situation.

Overcoming Your Biggest Challenge – Lack of Credit History

It might come as a shock, but many young Australians can to struggle to get first car finance approved because they don’t have a sufficient credit history to back up their loan application.

It’s not impossible to get approved, it can sometimes just be trickier – especially if your trying to navigate it on your own and haven’t done it before.

How to Get First Car Finance

If you are purchasing a vehicle for the first time, chances are that you will not be a very attractive debtor for banks. So, you might not get your loan approved easily if you apply for directly with a bank.

But, that’s where we come in. You can apply online for finance through our website or simply call us. After few questions about your financial history, assets, and liabilities, we’ll compile your financial profile and speak to our network of lenders to find the most suitable first car loan for you. Following approval, we’ll be able to get your loan application processed quickly, often within just 24 – 48 hours.

The Right Documents Take You One Step Closer

The reality is that it is not always easy to find out a good loan provider who will grant you approval within a span of 24 hours – especially if it’s your first loan application. We take pride in facilitating this task and have catered to many first-time buyers in the past.

But it’s also important that you play your part as a customer in a responsible manner. That is to say, you must be organised with the required documents to apply for first time car finance. If you are able to prove that you can afford the loan, you are very close to purchasing your first car.

Don’t get bogged down in paperwork. Apply only today with Car-loans.net.au and we’ll help you get behind the wheel of your first car sooner! Or call us on 1300 256 267 to speak to our friendly team.

 

Car-Loans.net.au is proudly brought to you by Aussie Loans.

We take the stress and hassle out of securing a car loan. Speak to one of our friendly team today about finding car finance rates to suit your personal circumstances. We have access to more than 20 different lending products from major banks to financial institutions which means we can pinpoint the best car loan based on your needs and situation. 

Apply online today or contact us! 

in Blog / Car Finance / Car Loan How-To 0 comments
November 3, 2017  by

Best Car Finance Brisbane

Are you seeking the best car finance Brisbane?

We can help find the most competitive car loan based on your personal circumstances.

Apply online here – and we’ll give you a call to finalise your application.

How Can Car-Loans.net.au Help You?

Competitive Car Loans

We have a proven track record of securing our clients better car loans than what they can typically secure independently through their bank.

How? You don’t have to shop around. We have access to over 20 different lending products so can pinpoint exactly which lender will be the right fit for you.

Affordable Repayments

Pardon the pun, but we hate seeing our clients being taken for a ride when it comes to car finance. During the application process we act as an advocate for you – our client – and determine the best type of loan facility based on what you tell us, and total loan amount so that you’re not financially stretched when it comes to repayments.

How to Get the Best Car Finance Brisbane

1. Apply online here with Car-loans.net.au. During this easy application process you’ll be requested to submit all the paperwork required for your application. This helps us create your financial profile or history.

2. We’ll call you to finalise your application. Expect questions around your financial history, assets and liabilities and any previous lending applications.

3. We’ll negotiate a great value car loan on your behalf. We manage all the communication with the bank or financial institution so you don’t have to.

4. Quick approval within 24 hours. Provided we have all the information at the time of application, we can get fast approvals within 24 hours, and often even same day.

Why Choose Car-Loans.net.au?

Car-Loans.net.au, proudly brought to you by Aussie Loans, is committed to delivering good old fashioned service. It’s why our clients rave about their experience and recommend us to their family, friends and work colleagues.

Our approach is the opposite to what you might expect when dealing with the finance industry. We’re friendly, we don’t put any pressure on you, and you have the ability to take your time when choosing which loan you want to go for.

It’s your choice. We know which lenders are going to offer you the best deals based on your individual financial history, so we negotiate with them. Then we just present each option and their benefits to you to make the final decision. Car finance made easy.

 

Apply Online Now, or call us on 1300 256 267 to speak to our friendly team.

 

Car-Loans.net.au is proudly brought to you by Aussie Loans.

We take the stress and hassle out of securing a car loan. Speak to one of our friendly team today about finding car finance rates to suit your personal circumstances. We have access to more than 20 different lending products from major banks to financial institutions which means we can pinpoint the best car loan based on your needs and situation. 

Apply online today or contact us! 

in Blog / Car Finance / Car Loan How-To 0 comments
November 3, 2017  by

Low Interest Car Loans

Car-Loans.net.au is one of Australia’s leading car finance brokers. Each and every day we help clients secure low interest car loans. Apply today or call us.

While many are not willing to spend their life savings and pay for a new or used car outright, the good news is that it’s a lot easier to now find low interest car loans with regular repayments that won’t overstretch you financially.

Apply For A Low Interest Car Loan Online

Our online application takes the hassle out of securing your car loan and application paperwork.

By providing all the necessary documents including your employment history and current savings snapshot from the outset we can determine your financial profile – and ultimately source the most competitive car finance options for you, including low interest car loan.

How To Get A Low Interest Car Loan

First time applying for a car loan? We’ve outlined a range of factors that may influence whether you can secure a low interest car loan.

Here are some of the things that lenders or financial institutions might consider:

The Down Payment (Your Deposit)

Basically, the down payment or the upfront payment is the amount of money that you are willing to pay at the outset to take possession of the car. It has the power to reduce the major amount of your car loan or the amount of money that you need to borrow.

For instance, if you have a car that costs $20,000 and you are willing to cover the upfront deposit of $5,000; your principal loan will be $15,000. In terms of the down payment, bigger is always better as it means you’ll pay less interest over time, but it can also help you negotiate low interest car loans. For the new cars, you might want to cover at least 10% as a down payment, while for a used car 20% is a good starting point.

The Terms of the Loan

Loan term states the length of time that you have to pay back the lender. A regular loan term can extend from 1 year up to 5 years. However, it is still possible to find low interest car loans that have longer or shorter terms. Those who choose to spread their loan over a longer period can expect to have a lower repayment.

The Type of Vehicle

The principal loan is generally lower to those who choose a used car. However, it is still possible for you to acquire low interest car loans when you are looking for new cars. This is due to the fact that most lenders will find it hard to resell the used car if you fail to repay your loan.

Your Credit History

People with better credit history will also get better deals on car loans – including lower interest rates because you have a stronger financial history and track record repaying other loans or bills.

Getting pre-approved with the lender is important before you push ahead with your car shopping. This will make the entire process less stressful especially for the people who hate to negotiate. Having low interest car loans will help you get a better deal on your cars. This is simply because you have a bargaining chip.

Car-Loans offer competitive rates to their clients. Time and time again we see clients able to secure favourable finance rates through us compared to the loans offered by the banks and other financial institutions.

Apply Online Now, or call us on 1300 256 267 to speak to our friendly team.

 

Car-Loans.net.au is proudly brought to you by Aussie Loans.

We take the stress and hassle out of securing a car loan. Speak to one of our friendly team today about finding car finance rates to suit your personal circumstances. We have access to more than 20 different lending products from major banks to financial institutions which means we can pinpoint the best car loan based on your needs and situation. 

Apply online today or contact us! 

in Blog / Car Finance / Car Loan How-To 0 comments